This document describes how to implement both Merchant and Non-Merchant merchant payment gateways. The difference between these two types is that Non-Merchant merchant gateways process payments on an external web site. That is, rather than enter payment details (credit card number or bank account information) within Blesta as is the case with Merchant gateways, Non-Merchant merchant gateways forward the user off to the payment processor's own website to enter their payment details, after which time they may be directed back to Blesta.
Merchant gateways are generally preferred over Non-Merchant merchant gateways as they allow the user to subscribe for automatic payment processing. Some Non-Merchant merchant gateways support subscription based payments, but these payments are initiated from the payment gateway rather than by Blesta, so they don't make a good fit for users with multiple services recurring at different intervals.
| Info | ||
|---|---|---|
| ||
The terms "Merchant gateway" and "Non-Merchant merchant gateway" were coined by the Blesta development team just prior to the initial launch of version 1.0 in 2007. The word "merchant" refers to the requirement of a Merchant Account to process payments. |
...